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Insurance scam

Wed, 09 Feb 2011 00:00:00 -0500

The Registered Insurance Brokers of Ontario (RIBO) is warning consumers of a recent scam that's spreading throughout the province via newspaper ads. The scam is using the company name Security Insurance Inc. and directs victims to wire money through Western Union, but they are never sent the promised policy. RIBO says anyone who has been caught by this scam should contact them at 416-365-1900 or 1-800-265-3097 or Barbara@ribo.com. See the full article on ilsTV.com.

And the Grand Prize Winner is....

Tue, 08 Feb 2011 00:00:00 -0500

Winston McGregor is the 2010 Just Keep Talking Grand Prize Winner of the new Dell Laptop Computer.

Our draw was held in December. Winston was eligible to win the prize for simply referring people to our brokerage for their insurance protection. Winston who, along with his wife Rita, have been customers with us for over 15 years and have referred family and friends to us.

Thank you to all our clients who graciously referred their family, friends and colleagues to our brokerage for home, car or business insurance. We work hard to ensure you're treated fairly by your insurance company, and as a result over 80% of our new clients are referred to us by existing customers who like having us on their side.

Pictured with Winston is his Account Manager, Monica Posa, and Chris Ingoe, President of HS Financial.

Would you like a $5 Tim Hortons gift card? A $50 gas card? A new iPad? Click for details on how to enter.

Ill-fated headstand

Tue, 07 Dec 2010 00:00:00 -0500

Ill-fated headstand on a limo stripper pole is considered a car "accident". A man who fractured his neck while attempting to do a headstand on a "stripper pole" in a luxury limousine coach was injured as a result of a car "accident," an Ontario arbitrator has ruled, and is therefore entitled to injury benefit payments from his car insurance policy. Who would have thought that an injury like this would be eligible for about $1.4 million in insurance benefits when the car wasn't involved in a collision? Consider your injury benefits carefully as they may be needed for very unpredictable and unexpected events. Read the complete article here

August Just Keep Talking Winner

Wed, 01 Dec 2010 00:00:00 -0500

Congratulations to Gerald DeGeer & Frances Villeneuve, the November winners in our Just Keep Talking Program. Gerald and Frances, who are long-time clients, referred a friend to us for help with their insurance and won our monthly referral draw for a free $50 gas card. Gerald and Frances will also be entered in our grand prize draw this December for a new Dell laptop computer. Thank you Gerald and Frances for saying good things to others about HS Financial!

It's easy for our customers to take part in our Just Keep Talking Program.

August Just Keep Talking Winner

Fri, 01 Oct 2010 00:00:00 -0400

Congratulations to Mr. Boshara , the August winner in our Just Keep Talking Program. Mr. Boshara, who is a long-time client, referred a friend to us for help with their auto insurance and won our monthly referral draw for a free $50 gas card. Mr. Boshara will also be entered in our grand prize draw this December for a new Dell laptop computer. Thank you Mr. Boshara for saying good things to others about HS Financial!

It's easy for our customers to take part in our Just Keep Talking Program.

July Just Keep Talking Winner

Fri, 03 Sep 2010 00:00:00 -0400

Congratulations to Winston McGregor, the July winner in our Just Keep Talking Program. Winston won our monthly referral draw for a free $50 gas card, and will be entered in our grand prize draw this December for a new Dell laptop computer. Thank you Winston for saying good things to others about HS Financial.

It's easy for our customers to take part in our Just Keep Talking Program.

Grand Prize Winner

Fri, 30 Jul 2010 00:00:00 -0400

Congratulations to Helen Janssen-Pitt of Burlington who is the 2010 ...5 Great Reasons to Choose HS Financial for Your Home and Car Insuranceo Grand Prize Winner of the $150 gas card.

Our draw was held on July13, 2010. Helen was eligible to win the prize by simply requesting a quote for her home and car insurance. Helen already had her business insurance with us, so it made sense for her to simplify things by also choosing us as her broker for all her insurance. We wish to thank Helen for being a valued client of HS Financial for over 6 years.

Thank you also to all our valued clients who took the time to participate in our contest. Those that participated will also receive a $10 gas card for requesting a quote for their home or car insurance.

Having all your insurance with us can save you time, money and be of value to you!

REAL PEOPLE. REAL BROKERS. PROTECTING YOU.

New License Rules for Young & New Drivers in Ontario

Wed, 28 Jul 2010 00:00:00 -0400

Starting August 1, new laws require that all drivers under the age of 21 have a zero blood alcohol level when behind the wheel.
All drivers 21 years of age and younger must have a zero blood alcohol level when they get behind the wheel or face:
* An immediate 24-hour licence suspension
* 30-day licence suspension
* Up to $500 in fines

This new legislation aims to protect young drivers, which statistics have shown, are most at risk for being involved in drinking and driving related incidents. In fact the number one cause of death for people aged 16-24 in Ontario is still alcohol related automobile accidents. They are also about 1.5 times more likely to be involved in drinking and driving accidents that involve death or injury.

Drivers in the Graduated Licensing System will also face tougher penalties if they violate the conditions of their licence or if they are convicted of any Highway Traffic Act offences that carry four or more demerit points. Penalties include:

* 30-day licence suspension for the first instance
* 90-day licence suspension for a second instance
* Further instances can lead to a cancellation of the licence and other penalties.

Also, effective August 3, eligible drivers convicted of an impaired driving offence for the first time, will be able to reduce their licence suspension if they agree to have an ignition interlock device installed in their vehicle, at their own cost.

You can visit the Ministry's official website, Ontario Ministry of Transportation or the Globe and Mail's coverage of the changes for more information.

June Just Keep Talking Winners

Wed, 21 Jul 2010 00:00:00 -0400

Congratulations to Steve Garner & Beverly Bolton, the June winners in our Just Keep Talking Program. Steve & Beverly referred their friend to our office for help with insurance. Steve & Beverly won our monthly referral draw for a free $50 gas card, and will be entered in our grand prize draw this December for a new Dell laptop computer. Thank you Steve & Beverly for saying good things to others about HS Financial.

It's easy for our customers to take part in our Just Keep Talking Program.

Think of Your Body, Not Your Carâ€™s, When Buying Insurance

Thu, 08 Jul 2010 00:00:00 -0400

...My insurance costs more then the car is wortho. We hear this comment a lot. The cost of insuring a car to repair accident damage is relatively inexpensive it's the cost of insuring your body to be rehabilitated after a car accident that's expensive. The Toronto Star has a good article out today about this and some of the changes coming this September that will affect the injury benefits coverage available to Ontario drivers. You can see the article here www.thestar.com/printarticle/833390.