Errors and Omissions Insurance protects against legal liability for claims arising out of mistakes or negligence of those who offer professional service and advice. This coverage compliments Commercial General Liability, which typically excludes coverage for professional liability.

Errors and Omissions Advantage is designed for:

• Auctioneers
• Court reporters
• Employment agencies
• Gemologists
• Interior designers
• Printers
• Property managers
• Teachers
• Telephone answering services
• Translators
• Travel agents (retail)

Who does this insurance cover?

• Owners
• Employees
• Directors and Officers
• Stockholders for an Estate

Both the claim and the act that gave rise to it must occur during the policy period.

Features:

• Defense costs included in the limit
• Retroactive coverage available
• Extended reporting periods: 60 days automatically (additional periods may be available)

Errors and Omissions Advantage is not designed for*:

• Accountants
• Architects, engineers
• Courier services
• Data processors, software designers
• Financial planners and financial services
• Inspection services (commercial and residential)
• Insurance adjusters
• Insurance agents/brokers (P/C and Life)
• Lawyers, notaries, judges and paralegals
• Management consultants
• Municipalities
• Patent agents
• Publishers and broadcasters
• Real estate agents
• Title searchers
• Web site designers

* Contact our Account Managers for individualized quotation if your business is represented in this list.

Request a no-obligation business insurance quote online or contact a HS Financial Account Manager at 1-800-411-7979 to find out more.