For Individuals practicing in health-related professions, Malpractice Insurance is critical. Malpractice Insurance protects against injury resulting from the rendering of or failure to provide professional services.
This Malpractice Insurance covers health care professionals and health care organizations such as:
- Dieticians
- Massage therapists
- Medical clinics and laboratories
- Nurses
- Nursing, convalescent and senior citizens homes
- Occupational, speech therapists
- Optometrists
- Pharmacists
- Physiotherapists
- Radiation, respiratory technologies
- Social workers
Coverage is available on an occurrence or claims-made basis.
Features:
- Defense costs
- Occurrence (in addition to the limit)
- Claims-made (part of the limit)
- Coverage for newly acquired locations must be reported within 90 days
We offer two distinct products:
1. Malpractice Liability Policy
This coverage is intended for:
- Nursing homes
- Medical clinics
- Other medical facilities practicing in institutional settings
Coverage extends to owners, employees, directors and officers, volunteers, trustees and hospital auxiliary.
2. Miscellaneous Malpractice Liability Policy
This coverage is intended for individuals practicing in health-related professions. Coverage extends to health care professionals including owners, employees, and directors and officers of businesses practicing in non-institutional setting.
Malpractice Advantage is not designed for*:
- Abortion facilities
- Acupuncturists
- Alternative Healthcare Practitioners (e.g. shiatsu, reflexology, reiki, etc.)
- Homeopaths and Naturopaths
- Blood Banks
- Chiropractors, Podiatrists
- Midwives
- Physicians, Surgeons and Resident Interns
- Public Health Boards
- Suntan Parlours
*
Contact our Account Managers for individualized quotation if your business is represented in this list.
Request a
no-obligation business insurance quote online or from an HS Financial Account Manager at 1-800-411-7979 to find out more.