“…my previous insurance company refused to insure me if I were to go ahead with opening the business in my home. I searched for weeks for a company that would insure my business and my home and most were not willing to or their rates were absolutely ridiculous. I was very relieved to come across HS Financial [who] were able to provide me with appropriate coverage for my business and my home at very reasonable rates. I was pleased with their quick response and professionalism.” - Christina Moreau